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Payment Methods

Payment Methods For Orders

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How Do I Do Payment If I Want To Order Something

As a Chinese factory enterprise engaged in international business for a long time we support multiple payment methods such as T/T, credit card, Online Bank Payment, Western Union, Online Transfer, Paypal, Apple pay, etc.

Three Most Common Payment Methods

T/T Payment Method

  1. T/T (Telegraphic Transfer) refers to a method of remittance in which the remitter sends a signed telegram du telex or SWIFT to a branch or agent bank in another country (i.e. the remitting bank) to instruct the payee to pay a certain amount upon application of the remitter.
  2. T/T payment is settled by cash in foreign exchange. Your customer will remit the money to the foreign exchange bank account designated by your company, and you can ask for remittance within a certain period after the arrival of the goods.
  3. T/T belongs to commercial credit, that is to say, the final decision on payment lies with the customer.
  4. T/T includes advance payment, spot payment and forward payment. At present, the most used are 30% in advance and 70% at sight. This payment method can be used for the first time when the goods are not large. However, for some countries, please try not to use this payment method, and only use L/C at sight. After the goods are ready, if the customer pays all the money, you can send the documents directly to the customer without going through the bank.

West Union Payment Method

Western Union Remittance is the abbreviation of Western Union, the world’s leading express remittance company. It has a history of 150 years. It has the largest and most advanced electronic remittance financial network in the world, and its agent outlets are distributed in nearly 200 countries and regions around the world. Western Union is a subsidiary of First Data Corporation (FDC), one of the Fortune 500 in the United States.

Western Union Customer Service usually requires you to provide the remittance monitoring number MTCN, the remitter’s country, the full name of the remitter, the remittance currency, the amount, and the full name of the payee; After checking all the above information, you can withdraw money from the Western Union Partner Bank.

Advantage

It is safe. It is most beneficial for merchants to collect money before shipping.

Disadvantage

  1. The service charge for remittance is charged by transaction, which is high for small amount collection.
  2. Many times, buyers will not believe it. The first time I cooperate with you, I made a payment to you. What if you don’t deliver the goods to me, so they give up the transaction. If the customer is a big customer, we will lose a lot
  3. It belongs to the traditional trading mode and cannot adapt to the new international market.

Paypal Payment Method

PayPal is an international trade payment tool that is highly sought after by hundreds of millions of users around the world. With instant payment, instant payment and full Chinese operation interface, it can easily withdraw cash through local banks in China, solve the problem of foreign trade collection, help you successfully develop overseas business and win the world.

Paypal has huge users in the majority of countries. easily to use. online money transfer platform, fast arrive. and the payment security is very high. can protect your payment well until you receive the order.

However, the handling cost of Paypay is very high, 3.5% of the amount will be charged by PayPal.

Question In Payment Process

1, What is the T/T, and how can I operate it to transfer?

T/T is a Telegraphic transfer, most China suppliers call it T/T. the operation method is easy, just like you transfer money from your bank account to another bank account,  now another account is an oversea account. we will provide the bank details in our Proforma Invoices.

2, Can your company share the bank charges with me?

Our quote about the sex toy is a wholesale price not including the bank charges.

So we can’t share the bank charges with you. you can take this cost as your wholesale cost, then add it into your resell price rate.

3, Will you charge the VAT or other tax in the payment?

If you pay it directly to the our account,Tax will be not charged.  Tax always concerns with the importing,and tax would be different due to different countries.

4, Do your company offer OA payment terms?

For the regular clients above two years, we will evaluate the credit and power of clients, then we can offer 3-6 month OA payment terms(Billing Period),for new customers,OA terms are not available.